Comprehensive. Compassionate. Committed. Legal Service With a Military Advantage CONTACT US TODAY

Uniform Services Former Spouses Protection Act and What it Provides

Joseph A. DeWoskin, P.C. Aug. 5, 2024

Soldier and his wife sitting on the couch after an argumentWhen you’re facing a military divorce, it’s important to understand the rights, benefits, and protections you’re entitled to as a former military spouse. One of the key protections is the Uniform Services Former Spouses Protection Act, a federal law that provides a safety net for those who have dedicated years to supporting their military partners. 

Recognizing the unique obstacles military families encounter during a divorce, Joseph A. DeWoskin, P.C. is dedicated to helping you through these difficult times. For those facing military divorce, Attorney DeWoskin stands out as a trusted resource in Kansas City, Kansas, and throughout Johnson County, Leavenworth County, and Wyandotte County, Kansas, as well as Jackson County, Cass County, Clay County, and Platte County, Missouri.

His compassionate approach and in-depth knowledge help clients receive the guidance and support they need during this challenging time. Whether you're just beginning the process or need assistance in understanding your legal entitlements, Attorney DeWoskin is committed to providing skilled representation tailored to the unique circumstances of military families. 

What Is the USFSPA? 

The Uniform Services Former Spouses Protection Act, enacted in 1982, is designed to offer financial protection to former spouses of military members. The law allows state courts to consider military retirement pay as marital property, which can be divided upon divorce. This provision means that former spouses who have often sacrificed their careers to support their military partners receive a fair share of the retirement benefits. 

Key Provisions 

  • Retirement benefits: The Uniformed Services Former Spouses' Protection Act (USFSPA) allows state courts to treat military pensions as divisible assets in divorce proceedings. This means that a portion of a military member's retirement pay can be awarded to their former spouse. The exact distribution is determined by state law, and it can significantly impact the financial stability of both parties post-divorce. 

  • Healthcare through TRICARE: Former spouses of military members may retain access to medical benefits depending on the length of the marriage and the duration of the service member's career. Specifically, if the marriage lasted at least 20 years, with 20 years of overlapping military service, the former spouse is eligible for full medical benefits for life, provided they do not remarry. There are also partial benefits available under the 20/20/15 rule, where 15 years of marriage overlapped with military service. 

  • Commissary and exchange privileges: Under certain conditions, former spouses may continue to enjoy commissary and exchange privileges post-divorce. These benefits, which include access to discounted groceries and goods at military facilities, are typically reserved for those who meet the 20/20/20 rule (20 years of marriage, 20 years of service, and 20 years overlap). These privileges can significantly reduce living expenses, making them highly valuable to eligible former spouses. 

How the USFSPA Impacts Former Military Spouses in Kansas or Missouri

In both Kansas and Missouri, the division of military retirement pay follows state property division laws under the guidance of the USFSPA. Courts consider factors such as the duration of the marriage, the overlap with military service, and overall contributions to the marriage. Consulting with an attorney familiar with military divorce proceedings can help you understand how these specifics may apply to your situation. 

Who is Eligible? 

Determining eligibility for dividing military retirement benefits under the USFSPA involves considering several important factors. The key factors among these are the length of service and the duration of the marriage. To qualify for the division of military retirement pay and other benefits, the marriage must have lasted for at least 10 years, overlapping with 10 years of military service. 

Additional criteria for different amounts of retirement benefits awarded include:  

  • 20/20/20 Rule: Spouses married for at least 20 years, with at least 20 years of military service, and a 20-year overlap between the two can retain full military benefits. 

  • 20/20/15 Rule: Provides one year of transitional medical benefits for marriages lasting 20 years, with 20 years of military service but only a 15-year overlap. 

The Importance of Knowledgeable Legal Counsel

When approaching a military divorce and the division of retirement benefits, it’s important to be well-informed and aware of the benefits and protections you’re entitled to. Attorney DeWoskin offers extensive knowledge that is key to developing a strategy that protects your interests. By collaborating with an attorney who is well-versed in the protections that the USFSPA provides, you can secure a stable financial future post-divorce.  

Frequently Asked Questions About the Uniformed Services Former Spouses' Protection Act (USFSPA)

What happens if the marriage doesn’t meet the 10/10 rule?

Even if the marriage does not meet the 10/10 rule, the court can still award a portion of the military retirement pay. However, the payment will not come directly from the Defense Finance and Accounting Service (DFAS); instead, it requires direct payment from the service member. 

Can former spouses receive coverage through the Survivor Benefit Plan (SBP)?

Yes, former spouses can be designated as beneficiaries of the Survivor Benefit Plan (SBP), which provides continued income after the death of the retired service member. However, this designation usually requires a court order or agreement between the parties involved. 

How are disputes regarding military retirement pay resolved?

Disputes are typically resolved through state family courts. It is advisable for former spouses and service members to seek legal advice for fair and lawful division according to both state and federal regulations.  

Understanding the nuances of the Uniformed Services Former Spouses' Protection Act can help former spouses of military personnel secure the benefits they’re entitled to. For those in Kansas or Missouri, legal counsel can provide tailored advice suited to the state's specific regulations and promote a fair outcome in divorce proceedings. 

Military Divorce Attorney in Kansas City, Kansas

The USFSPA plays an important role in protecting the rights and financial well-being of former military spouses. If you’re a military spouse facing divorce and need guidance on how the USFSPA impacts your situation, don't hesitate to contact Attorney DeWoskin for a consultation. He can help you secure the benefits you deserve and protect your rights. 

Whether you’re in Kansas City, Johnson County, Leavenworth County, or Wyandotte County in Kansas, or Jackson County, Cass County, Clay County, or Platte County in Missouri, reach out today to learn more about how Joseph A. DeWoskin, P.C. can assist you with your USFSPA-related matters.